How to Save Money to Travel the World With Your Family

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From trekking the hills of Guatemala to wandering the streets of Stockholm and Cairo, I guess you could say I get around. I have lived abroad, explored several continents, and own a beloved passport full of colorful stamps.

Once I became pregnant, friends, and relatives told me I would have to “slow down with all that traveling.”

It’s expensive to travel the world with kids, they would say.

Yes, you’re paying for more flights when you have kids, so essentially it is more expensive. You learn, however, where to cut costs while traveling and costs normally even out in the end (I promise to cover some cost-saving travel tips on another post).

Fortunately, having a baby hasn’t slowed my traveling one bit (and I am so excited to be traveling the world with my baby), but it does require extra effort to save money for family travel.

You might be thinking…

I want to travel the world, where do I start?

or

I want to learn how to travel more.

While there are some who travel the world with no money and opt to do side hustles on their travels in exchange for room and board, most of these individuals are just that. Individuals. Or sometimes couples. They typically do not have multiple little mouths to feed.

Unless you have a job secured abroad to support your family, you need to start saving those dollars if you want to travel the world. If we can do it, you can too.  

Let me show you how to save money to travel with the family to Europe and beyond, even with a low income.

family travel-money saving tips

Create an achievable savings goal

Create an achievable savings goal that gives your money purpose. Do you want to save $5,000 during the year for a family holiday in Spain? Do you want to save $700 for a weekend getaway to the coast? First things first, you need to have an idea of where you want to go and how much you’ll need to save.

If you’re flying, you can start researching destinations within your budget on kayak.com/explore. Just enter your budget, your preferred travel dates, and filter your results on the map. This is an awesome way to see where you can afford to fly and what part of the year you’re more likely to find cheaper flights.

If you are driving, make sure to include the cost of gas. Use this U.S. fuel cost calculator or this European fuel cost calculator and include these fuel costs in your overall budget. Just a reminder, some countries sell gas by liters, not gallons.

Make a commitment to yourself and family

Travel is good for our mental health. Nothing feels better than seeing a vacation on your calendar and counting down those days until you are swimming in the warm sea, traipsing cobblestone streets in Europe, or grubbing delicious food stalls in Asia. Travel also helps to teach our children to appreciate, connect, and interact with people of different cultures.

Remember this when you are working on building up your travel reserves. Put a picture on the fridge, or in your wallet, of your family vacation dream spot. Do everything you need to keep yourself inspired and to enforce your goal. Saving money takes time, but believe me, you got this!

Related: 5 Ways to Raise a Cultured Kid

Start a vacation savings account

Start a new vacation fund account with your bank and pump it full of funds. One of the easiest ways to get into the habit of saving is to set up some automatic method. Whether you have money from your paycheck automatically deposited into a savings account, or whether you do an automatic transfer each month, automatically having your savings put away will help you adjust your spending habits to your new “take-home” pay. Soon you won’t miss the money, but it will continue to grow and work for you. Every time you go online to check your balance, transfer some dollars, even if it’s just $5. Make it a habit.

Pack a lunch

Oh my gosh, the money we spend on take-out food. If you go out to lunch every day, you’ll likely spend $12.75 a day, which is the average cost for a meal. If you pack your lunch, it’s easily under $5. Saving $7.75 each weekday may not sound like a lot of money, but in 52 weeks (or one year), you’ll save $1,860. That’s almost three economy transatlantic flights!

family travel-baby playing the world

Swap those froo froo lattes for regular coffee

Coffeeshops are awesome spots to work, peoplewatch, and catch up with friends, but you don’t need to spend almost 6 bucks (with tax) for a drink! Think drip coffee instead of that venti salted caramel mocha Frappuccino. Paying $2 instead of $6 every day could save you $1,460 a year! Even better, make that liquid sanity at home and invest in a good thermos. Oh, the places you’ll go!

Rock a side hustle

Babysit, housesit, drive for Uber or Lyft, use TaskRabbit, deliver for PostMates, rent your spare room on Airbnb, sell services on Fiverr, walk dogs, participate in marketing focus groups, become a virtual assistant, or sell your old stuff on Facebook Marketplace, Delcuttr, or OfferUp. Or rock whatever skill you’re best at.

Say good-bye to cable TV

I haven’t had cable in more than four years. We used to pay almost $160 a month! That added up to over $1,900 a year?! There are tons of free or cheap ways to watch your favorite shows or news stations. A standard Netflix subscription is $10.99 a month. Hulu’s basic plans start at $5.99. No excuses to bid adieu to cable!

Cut your utility bills

Use dryer balls in the dryer to cut drying time, wash your clothes on cold because cold water requires less energy to wash which saves you moolah. Move your thermostat up or down a few degrees will save you hundreds of dollars each year. Turn your hot water heater down. If your water isn’t being heated over 120 degrees, you are saving on energy.

Run your major appliances like the dishwasher, washing machine, and dryer later at night when electricity costs are cheaper. Utility companies tend to charge more for electricity that is being used during peak times.  Set the thermostat to lower during the day if you aren’t home and at night when you are sleeping. The thermostat by Nest can learn your family’s day to day habits and begin to save you money by automatically adjusting the temperature.

Eat out less

If you haven’t learned it yet, going out to eat can really judo chop your savings. Learn how to master cooking cheap easy meals for the family. If you lack skills in the kitchen department, check out Mel’s Kitchen Cafe, she offers tasty easy to cook recipes your family will go nuts over. For my vegan friends, try some flavorful meal ideas from my healthy favorite, the Minimalist Baker.

Stop your family gym membership

Around Chicago, family gym membership can cost an upwards of $150 per month. Unless, you are rocking a discounted membership at your local YMCA, ride bikes, go on a jog through the park, exercise in the great outdoors, run in the fresh air, rent some workout videos from the library, and turn those burned calories into benjamins baby!

Borrow books

Take advantage of your local public library, and while you’re there check out the other FREE awesome activities the library offers. Or do a book swap with friends, co-workers, your mom group, or the cat lady across the street, instead of spending your earnings on brand new books.

Buy second-hand clothing

New clothes are so dang expensive. Places asking $80 for a basic toddler jacket and $30 for a tank top makes me shout from the rooftops, WTF! I tend to find good brands and selections on Poshmark, ThredUp, and even my local thrift stores. You can usually save almost 75% off the new purchase price. I’ve been lucky to find Ann Taylor, Seven Jeans, New York and Company, Calvin Klein, and other top brands at my local thrift shops.

If you need some fancy clothes, check out the clearance racks or shop online rather than your local money-sucking department store.

Invite friends over vs. meeting at a bar

You need to have a life, yes. But, shiz, going out for drinks sure add up, especially when you prefer wine and cocktails. Run to your local Aldi or local discount grocery store instead and snag 2-3 bottles of wine for less than $30. Another option is to have everyone bring their favorite beverage and you supply a few appetizers. You can get a decent number of appetizers on the cheap at Aldi. Either way, have fun and just know that you will be jetting off very soon!

Hey travel friend, what is your dream family vacation spot?

How to Save Money So You Can Travel More | Barcelona Spain Gaudi Architecture

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Author: Brandi Wiatrak

Hey, Mama! I'm Violet's mom and Chris' step-mama, Brandi. This space is a peek into my cold-brew fueled life navigating motherhood and the world. With brutal honesty, humor, and sarcasm, I talk about the joys (and sucks) of parenting, ways to live a simple & sane life, and awesome adventures to embark on with your family. Come aboard my crazy train! Wine and Gerber Puffs included.

18 thoughts

    1. Brandi Wiatrak says:

      That is so cool!! My friend does the full Uber part time 6-9 am 3 x a week and makes bank! Like an extra 2000 a month??!

  1. Nicole Kauffman says:

    Love these tips!! I want to sell some of my stuff on FB marketplace! But I get so intimidated!!

    1. Brandi Wiatrak says:

      I was when I first started, but you can check out the person’s profile prior to make sure they’re legit. They are also rated too. If a man responded to my ads, I’d always make sure my husband was home or came with me to deliver. I haven’t had any issues. Give them a try.

  2. These tips are all great in general for saving money — not just for travel. Something that could make a big difference for people in the travel department is to use credit card points and miles by using the right credit cards to maximize points on purchases you normally make. I already have enough Chase points to fly 4 to Scotland — and that’s just within 6 months of starting this hobby.

    1. Brandi Wiatrak says:

      That’s another great idea! I use my Southwest CC for everything and it allows our family to fly back and forth to California to visit family. Scotland would be awesome! That’s great.

  3. Wow, so many great and practical ideas. We never had money growing up, so I don’t remember getting to do a lot. Now that I have a daughter, I have such a strong desire to make sure she has the best life imaginable. I love all of your tips, but love the idea of making a commitment. Thanks for sharing!

    1. Brandi Wiatrak says:

      I completely understand. As a kid, the only traveling I did was in my mind as I read books and the National Geographic. Once I started making my own money I got hooked. The world is the best classroom for kid. I’ve learned the most about myself, and have grown immensely, since I started traveling. It’s great that you want that same feeling for your daughter. 🙂

  4. All these are such great ideas for saving money to travel no matter the size of your family. I actually do some of them and also you can find other ways to be careful with your money like bills and payments. Sometimes buy paying something upfront you get a better deal and so save even more. Thank you for these amazing ideas.

    D, xo

  5. Great post dear, I am going to try myself to implement some of the tips, lets see how it works.

  6. I need to be better at setting a savings goal! However most of this other stuff we do! No cable, we don’t eat out much, I deliver with uber eats and instacart on the side. We do have a gym membership but it’s only $22 and we use it almost every day. But these really are some great tips! One thing I’ve realized is that there are so many free activities to do with friends. We go hiking, kayaking, paddle boarding, or float the river and it’s totally free! And we get to spend quality time with quality people.

    1. Brandi Wiatrak says:

      That is great! It seems like you guys are on a good path. And, I’ve learned the best things in life are free! 🙂

  7. I think it is great that you’ll be showing your child the world! People always wonder how my husband and I raised 5 kids on essentially one salary, we used a lot of the same techniques you mention here to save money. We always had enough money to do what we needed and then some to do what we wanted. Saving money isn’t painful, especially if you have a goal.

  8. Making a commitment to yourself and you family is key! Now if I could only eat out less!!

  9. These are such great tips for saving month to travel! I find that the overall number can be overwhelming but if I breaking it down monthly makes it very acheivable.

    1. Brandi Wiatrak says:

      You’re so right. Breaking it down in baby steps help a lot. It’s amazing how much money you can save when you dedicate yourself to it.

  10. Great ideas to save money traveling and these are things we do so we can travel.

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